
Rewards
Your Compensation
At PMA USA, we offer a variety of opportunities to increase your compensation stream. There’s no ceiling to your career here!
- Commission — Our first-year commission schedule is one of the best in the industry.
- Bonuses — We know how important hitting personal goals are, that’s why we love rewarding our agents with both monthly bonus opportunities up to $9,000 and annual bonus opportunities up to $120,000!
- Annual Renewals — Taking care of your customers is important! And we like rewarding you for keeping your customers happy. Build recurring annual income with every client you protect.
- We help our financial professionals jump start their career with $2,400 over their first six weeks with PMA!


Commission Examples1
| First Year Commission | Earnings Example |
|---|---|
| Average annualized premium | $1,700 |
| Applications sold per week | 4 |
| Total premium per week | $6,800 |
| Commission percentage | 35% |
| Commission earned per week | $2,380 |
| Number of weeks | 50 |
| First year commission | $119,000 |
| Renewals2 | Earnings Example |
|---|---|
| Total premium per week | $6,800 |
| Number of weeks | 50 |
| Gross annualized premium | $340,000 |
| Blended renewal percentage | 4.5% |
| First year renewal earnings | $15,300 |
| Second year commission, plus renewals | $134,300 |
| Fifth year commission, plus renewals | $180,200 |
1 Example for illustration purposes only. Actual pay will vary.
2 Renewals may vary based on policy persistency.
Multi-Tiered Bonus Structure
New agent bonus opportunities add up to $7,400* (in addition to commissions and production bonuses)!
PRP TRAINING BONUS
$400/week
— REQUIREMENTS —
Paid weekly during your first 6 weeks of onboarding
SPEED SNA BONUS
$1,000
— REQUIREMENTS —
Hit key milestones within your first 10 weeks
13-WEEK
$2,000
— REQUIREMENTS —
Write $30,000 in sales within your first 13 weeks
JUMPSTART BONUS*
$2,000
— REQUIREMENTS —
Complete Skills Week, 225 simulations, and write $5,000 in sales
*Applicable for contracts through end of December, 2026




Work Hard. Play Hard.
We mean it. Outstanding results mean rich rewards.
Word-Class Destinations
Annual incentive adventures will keep you motivated, and the payoff is always a trip to remember!
Best Bonuses in the Industry
- Annual Bonuses
- Build Your Business Bonus
- Personal Referral Program
- Bankers Life Quarterly
- Successful New Agent Program
- Monthly Payoff Challenges
- Waterfall incentive
